Medical
Explore Your Medical Plans
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Get to Know Your Plans
We’re proud to offer a variety of medical plan options designed to support the health and well-being of you and your family. With three comprehensive BlueCross BlueShield of Illinois (BCBSIL) medical plans* to choose from, you can find coverage that meets your needs at an affordable price.
Choosing a healthcare plan can be overwhelming, especially knowing how important it is for you and your family. That’s why we offer intelligent benefit support to help you make informed decisions with peace of mind. Meet Healthee — your all-in-one platform for smart, confident, and financially sound healthcare decisions. For more details on each plan option, please refer to your TAG Benefit Guide. Explore your options and discover the right coverage to help you access quality care.
Health Saver Plan (HSA-Eligible)
The Health Saver is a High Deductible Health Plan (HDHP). If you enroll in the Health Saver plan, you are eligible to enroll in a Health Savings Account (HSA) to set aside pre-tax dollars to help cover medical expenses. When you contribute to a Health Savings Account (HSA), TAG will match your HSA contributions dollar for dollar, up to a certain amount each pay period. Please refer to your Benefit Guide for details.
You can also enroll in a Limited Purpose Flexible Spending Account (FSA) to help pay for dental and vision expenses.
GLP-1 Update: GLP-1s for weight-loss use is covered under the Health Saver (HDHP) only.*
TAG Essential Plan (FSA-Eligible)
This plan has the lowest cost out of each paycheck and offers low copays on the most utilized services and prescriptions! The tradeoff: this plan comes with the highest annual deductible before coinsurance on other applicable services.
However, you can enroll in the Health Care FSA to help cover the costs of copays and the deductible.
PPO (FSA-Eligible)
The Preferred Provider Organization (PPO) plan offers low copays and coinsurance for most services, plus a low deductible which means your out-of-pocket medical costs will be low and predictable. This plan has the highest cost per paycheck.
You may also elect to enroll in a Health Care FSA to use toward your out-of-pocket medical costs.
*Kaiser Permanente HMO plan availability is based on eligibility requirements, including being part of Team TAG Services, LLC.
**GLP-1 used for medical conditions like diabetes remain covered under HDHP, PPO, and TAG Essential plans.
Medical Plan Comparison
*Deductible waived.
**Copay waived if admitted.
Additional Medical Plan Resources
FREE In-Network Preventive Care – All Medical Plans
Annual checkups help you stay healthy. Take care of yourself and your family by using your FREE in-network preventive care benefits each year! Preventive care visits allow you to take action early and keep treatable health issues from becoming chronic conditions.
Find an In-Network Provider Near You
BCBSIL uses their PPO Network of doctors for our medical plans. To find an in-network provider near you, visit BCBSIL, select Find Care and follow the prompts to find a BCBSIL contracted physician or facility.
Check Medication Coverage
Click here to see if your medication or a biosimilar alternative is covered under our plans.
MDLIVE Virtual Visits
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Virtual visits put you in control of when and where you access care without driving to a doctor’s office. BCBSIL members have direct access to a licensed medical professional 24/7 and 365 days per year who can treat common conditions, such as:
- Allergies
- Cold or flu
- Ear pain
- Rashes
- Pinkeye
- Sinus infections
To schedule an appointment, call 800-400-6354, visit MDLIVE, or download the MDLIVE mobile app.
Note: You must be enrolled in a BCBSIL Medical plan to access MDLIVE
WellNow Urgent Care
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WellNow Team Members have access to virtual visits and WellNow Urgent Care centers. From coughs and colds to sprains and strains, we are healthcare at its most convenient, providing urgent care with online scheduling and no appointments needed.
- To schedule a virtual visit through WellNow, visit WellNow Services.
- To find a WellNow Urgent Care Center, visit WellNow Urgent Care.
Learn The Lingo
Out-of-Pocket Maximum: This is the most you'll pay for covered expenses in the plan year. Once you reach this limit, the plan covers the rest. This cap ensures you're protected from excessive costs.
In-Network Care: In-network providers offer services at negotiated rates, resulting in cost savings for you.
Out-of-Network Care: When you receive care outside the plan's network, you may experience higher costs and balance billing.
Copay: A fixed dollar amount you pay at the time of service.
Deductible: The amount you pay each year before the plan begins paying benefits.
Coinsurance: The percentage paid for a covered service, shared by you and the plan. Coinsurance can vary by plan. Review the plans carefully to understand your responsibility. You are responsible for coinsurance until you reach your plan's out-of-pocket maximum.
In-Network Care: In-network providers offer services at negotiated rates, resulting in cost savings for you.
Out-of-Network Care: When you receive care outside the plan’s network, you may experience higher costs and balance billing. While you still have the option to seek care outside the network, it’s important to be aware of the financial implications.
Out-of-Pocket Maximum (OOPM): The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits.
Digital Wellness Resource Center
Digital Document Resources
Your Rights
This website highlights some of your benefit plans. Your actual rights and benefits are governed by the official plan documents. If any discrepancy exists between this communication and the official plan documents, the plan documents will prevail. The company reserves the right to change any benefit plan without notice. Benefits are not a guarantee of employment.
Team Member Care
