A MEC Plan, or Minimum Essential Care Plan, refers to a health insurance plan that meets the minimum standards set by the Affordable Care Act (ACA). Under the ACA, this plan must offer a comprehensive set of benefits, including outpatient care, emergency care, preventive services, and more. The intention behind the MEC plan design is to ensure individuals have access to basic health services and are protected from exorbitant out-of-pocket costs.
Click here to learn more about covered preventive medications.
DID YOU KNOW: Concerned with visit limits? With Recuro Health, you can put those worries to rest. We’re proud to offer unlimited, no-cost telehealth sessions when you enroll in one of our MEC plans, ensuring you have access to quality care whenever you need it, right from the comfort of your home.
In-network Care: In-network providers offer services at negotiated rates, resulting in cost savings for you.
Out-of-Network Care: When you receive care outside the plan's network, you may experience higher costs and balance billing.
Copay: A fixed dollar amount you pay at the time of service.
Visit Limits: The number of times a benefit may be used within the plan year.
Preventive Care: Medical care that focuses on early disease detection, reduction of future healthcare costs, and improved well-being.
Group Limited Indemnity (GLI) Insurance: is a type of health insurance that provides coverage for specific medical events or services, rather than comprehensive care. It pays out a predetermined amount for certain incidents, such as hospital stays or surgeries, regardless of the actual cost incurred. These plans are often supplemental and may not cover all medical expenses.